Laybuy - How it works

Pay by Laybuy:
  • Proceed to checkout.
  • Select Laybuy as your payment method.
Select schedule:
  • Choose your payment day.
  • View your schedule and select pay now.
You're done!
  • Payments will be taken automatically each week.
What is Laybuy?

With Laybuy, you can have your products shipped or picked up with Click & Collect right now, but pay over 6 weekly interest-free instalments on the day of your choice.

For example, if you spend $120, each instalment of $20 would be deducted from your credit or debit card each week. If your order is eligible, Laybuy will be shown as a payment method in the checkout.

Find out more details here!
Who can use Laybuy?

Laybuy is available as a payment option if you:

  • Are at least 18 years old
  • Live in New Zealand
  • Have a valid and verifiable email address and mobile number
  • Use a New Zealand credit or debit card to make the purchase

First time users will need to create an account.

Laybuy performs a credit check on all new user registrations to determine the spend limit.

 For more information on spending above your Laybuy limit, refer to Laybuy Boost 

How do I refund items paid for using Laybuy?

To organise a return or exchange of your product paid for using Laybuy, please get in touch with us via the contact link at the top of the page.

Returns and exchanges are subject to our return policy which you can find at the bottom of this page in the footer menu.

Further questions feel free to contact us.